If this is you
Starting a small business
A small business can change your family's future. There is support to help you begin — small loans, skill training, and schemes made for first-time and small entrepreneurs.
Schemes that may help
- Atal Pension Yojana (Pension for Later Life)A simple pension scheme for working-age people, so you have a fixed monthly income after you turn 60.
- Ayushman Bharat (PM-JAY)Free treatment in hospital for serious illness, so a health emergency does not push your family into debt.
- CM's Comprehensive Health Insurance Scheme (Tamil Nadu)Free cashless treatment in hospital for serious illness, for eligible Tamil Nadu families.
- Kalaignar Magalir Urimai Thogai (Monthly Support for Women)A monthly payment to the woman recognised as the head of her family, giving her a basic income of her own.
- PM Jeevan Jyoti Bima Yojana (Life Insurance)A very low-cost life insurance cover, so your family receives money if something happens to you.
- PM Suraksha Bima Yojana (Accident Insurance)A very low-cost accident insurance cover that helps your family if an accident causes death or disability.
- PM Ujjwala Yojana (Free LPG Gas Connection)A deposit-free cooking gas (LPG) connection for women from poor families, so no one has to cook over smoke.
- PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)Income support for landholding farmer families, paid straight into their bank account.
- PMAY-Gramin (Pradhan Mantri Awas Yojana — Rural)Help for rural families without a proper home to build a safe, permanent house of their own.
- PMAY-Urban 2.0 (Pradhan Mantri Awas Yojana — Urban)Help for families in towns and cities to build, buy or improve a pucca house, including a subsidy on the home loan.
- National Social Assistance Programme (Old Age, Widow & Disability Pension)A monthly pension to support elderly people, widows, and persons with disability from families below the poverty line.
- Pudhumai Penn (Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme)A monthly payment for girls who studied in government schools, to help them continue into college and higher studies.
- Tamil Nadu Free Breakfast & School Meal SchemesFree breakfast and a free midday meal for children in Tamil Nadu government schools, so no child studies hungry.
Other situations
- Facing eviction
- You haven't been paid your wages
- You have no identity documents
- Facing abuse or violence
- You were denied a service you are entitled to
- You've lost your job
- A medical emergency in the family
- A death in the family
- Welcoming a new baby
- Supporting your daughter's education
- Starting or growing your farming
- Planning for retirement and old age
- A disability in the family